What are you to do?
A lawyer costs a fortune. Maybe you don't have the right kind of evidence -- or the other party has plenty of money to "outlawyer" you. It might take forever -- and if you do get a judgement, then what? Your collection problems are only beginning! You could resort to physical force, but the law probably won't be on your side there either, and you only end up with a whole new set of problems!
So what do you end up doing?
Nothing. You mope around feeling depressed and abused -- the powerless victim. You'd like to just forget it -- be positive -- get on with your life, but your subconscious won't let you. You still find yourself dragging around the ball-and-chain of negative energy-sucking thoughts.
You just can't shake it --- you feel like a loser because you feel you wimped out and did nothing.
OK, LISTEN UP -- Arre you had enough of that dead-end street ? -- Then Its time to take action!